Use your card anywhere MasterCard is accepted

one card – make purchases or withdraw cash

A MasterCard® debit card works a lot like an ATM card; Use it at stores and restaurants, hotels and grocery stores – anywhere MasterCard is accepted – or to withdraw cash from ATMs worldwide. And know that for this remarkable financial tool, you pay nothing.*Nothing, as in no fees and no interest.

How is that possible? Like an ATM card, every transaction is automatically debited from your checking account, not charged and billed monthly. This, in the long run, might actually make you a better money manager. MasterCard Check cards are available to all FirstOak Bank Checking account customers.

Other benefits include:

  • It’s widely accepted anywhere you see the MasterCard logo, and more readily accepted than checks
  • You can leave cash and the checkbook at home, and there’s no need to get traveler’s checks for your holiday trips.
  • Decide you do need cash? Just use your check card at an ATM or retailer where you can get cash back.
  • Manage and track spending using one of our online banking services
  • * If you use a bank’s ATM other than FirstOak Bank you may be charged a fee by the owner of the bank you are using.


    Don’t let fraud control you! Take charge of fraud on your debit and credit cards. SecurLOCK helps you control, monitor, and manage card usage from from your mobile phone – prevent fraudulent transactions, and not just detect fraud after the fact.

    Learn More

    Using your card out of the United States

    If you plan to use your card outside of the United States, please contact a FirstOak Bank representative prior to departing. This is a safety used to protect our customers against fraud or unauthorized use.

    Lost or Stolen Card?

    Please contact 1-800-500-1044