Do you know an older person who is isolated, home-bound, female, and / or deteriorating health? They might be at greater risk for Elder Financial Abuse. Who typically commits elder abuse: Perpetrators may pretend: Why do people commit Elder Abuse: If you think an older person in your life is being abused, look for the warning signs like: If you …

Vishing is fraudulent phone calls and / or leaving convincing voicemails acting as a reputable company or agency to convince victims to reveal personal information such as banking, credit card numbers, passwords and more. Here’s more: Like Phishing or smishing, vishing relies on technology to convince victims they are doing the right thing by revealing their information. Many times, the …

Smishing is cyber crime carried out through text messages on your phones and tablet. Here’s more: Cybercrime aimed at mobile devices is skyrocketing – especially among texting and SMS messages since the technology works among all devices and tablets. Since this form of cyber attack reaches you on your phone or tablet, it has the capability to catch you when …

Avoid these financial traps! Headed to college in the fall? Make your financial stability a priority! The American Bankers Association has identified 6 pitfalls to be aware of to help new students secure their future. Get a budget! Don’t spend more than you make. Figure out how much money you can afford to spend each month while contributing to your …

Just as a reminder: FirstOak Bank will never text or email and ask for your personal information! NEVER give away personal or financial information through email, over the phone, or via text. FirstOak Bank or other legitimate businesses will never ask for this information via these methods. Also, do not download links from suspicious emails or fill personal information into …

Did you know that Elder Financial Exploitation affects at least 10% of older adults each year in the US and cost our older friends more than $3B each year? Here are two of the most popular ways our elders are exploited: Elder TheftElder Theft is stealing an older adult’s assets, funds and / or income by a trusted person.  It …

What is Identity Theft? Identity Theft occurs when someone uses another persons identifying information such as their name, address, phone number, credit card, or social security number without their permission to commit fraud or other crimes How to prevent Identity Theft Check your credit report and use sites that regularly update you when your credit score changes or new inquiries …