What happens when you apply for a construction loan? 👷 We work with you and review your situation personally. There is no computer or algorithm that approves or disapproves you for the loan! We are about the people – that is what we love about what we do. Transcript I think we’ve done better than the other banks as far …
Meet the bankers that care – “We’re not going home until we feel we’re at a stopping point.” Unprecedented times doesn’t have to mean financial unrest. Randy’s here to talk about our crisis response, as well as FirstOak Bank’s devotion to YOU and your family 🏡 Transcript We are very fortunate being a family owned bank and a smaller community …
At FirstOak, we pride ourselves on serving our customers in ways our competitors cannot. Being a family-owned, community bank, we have the ability and flexibility to make decisions based on your individual situation. Transcript We jumped in head first, a little bit blind, which is not normally what we do. But we realized it was a time when businesses needed …
Resolution 2021: Pay down credit card debt! For the first time in eight years, average credit card debt per household has dropped. If you have credit card debt, consider making it a priority to get it paid off! Use one of these methods to get your debt paid off faster. pay off highest debt first (debt avalanche method) or pay off …
Resolution 2021: Pay down credit card debt! Here are a couple of reasons to get your debt paid off now! Increase Financial Security When you spend your hard earned cash on debt payments, you could be starting a savings account or a retirement plan. Paying off your debt will be the first step in making your financially secure. Increase Your …
African Americans have been in integral part of our financial and banking industries. In honor of Black History, FirstOak Bank wants to highlight a few milestones. 1778 Richard Allen and Absalom Jones established an organization to help educate African Americans on socioeconomic issues. 1879 Blanche Kelso Bruce was the first African American to appear on US Currency as Register of …
what’s new Better formatting on iPhone and Android Devices Easier navigation More features Browse your accounts by list or tile view Alerts more visible Total Available and Current Balance more easily visible. Pay your loans through the mobile app, same as when on your computer Negative balances / debits appear in Red and positive balances / credits appear in green …
Phishing: fraud through legitimate looking emails SMiShing: phishing via texts and SMS messages Vishing: voice phishing via phone calls Phone numbers, emails and links to websites can look like real communications from trusted sources when they could be scams. Messages encourage you to react quickly and if you do not react, the communications indicate you’ll face consequences. Phishing and SMiShing …
Ransomware is a form of malware that targets information on your computer for the purpose of extortion. After the user has been locked out of a system or important information has be gained, the cyber actor demands a ransom payment. Examples of Ransomware “Your computer was used to visit websites with illegal content. To unlock your computer, you must pay …
Malware is a catch-all term covering anything bad on the internet including viruses, worms, and other harmful computer programs to destroy and gain access to sensitive information. Types of Malware: 1. Virus – software that enters its’ own code and replicates itself 2. Worm – replicates itself similar to a virus but doesn’t spread to other systems 3. Trojan – …